If I could split up all my expenses into two categories it would be eating and traveling. Ok fine, we’ll throw shopping in there, too 😉 But looking at my Mint budget over the last 6 months (more on budgeting with Mint coming soon!), it’s easy to see that this where I spend the majority of my money, and I’m sure most people are in the same boat. If you think about it, eating and taking trips revolves around experiencing things with yourself or with other people — it’s how we make + keep relationships. So, it makes sense that I invest a lot of money in these two categories.
As a millennial + new(ish) member of the real world, I’m always on the lookout for how to get the best bang for my buck. Every credit card out there offers some type of reward, mostly by giving you back a percentage of your purchases in cash. I have a few of these cards myself (Citi Cash Rewards, Bank Of America) + while they’re dependable, good cards to have, I haven’t found a better rewards program than that of the Chase Sapphire Preferred card. So much so that I feel that I have to share it with you.
I just came back from an awesome, week-long trip to New York City + yesterday I booked a weekend away to Tucson, Arizona, both completely paid for by my Chase points. No, I did not spend a ton of extra money just to get points. Here’s how I racked up over 100,000 points in 6 months:
- Chase rewards 1 point per dollar spent on all purchases, and for food + travel related expenses you get 2 points per dollar. I just moved my food + travel expenses over to my Chase card + the points started racking up.
- If you refer someone to the Chase Sapphire card you both get 50,000 additional points (sometimes more, depending on the current deal). Thanks to a referral, I had over 60,000 points within 3-4 months of opening my account.
- Chase has partnered with tons of retailers to award more points per dollar. For example, you can earn 5 points per dollar at Sephora, just by paying with your Chase card.
Now that you have all these points, how + where can you use them?
Chase’s Ultimate Rewards Dashboard
- I’ve used mine primarily on travel simply by booking through their Ultimate Rewards home. You can book any flights + hotels right from their dashboard, or transfer your points to one of the airline or hotel programs they partner with.
- Buy gift cards or products
- Get cash back!
- Book experiences like private dinners, sports games, shows, etc. (I’m considering flying back to NYC for the Christmas Spectacular show at Madison Square Garden)
Phew! That’s a lot of info to take in, but if you take anything away from this post let it be that you need the Chase Sapphire Preferred card in your life. Might as well let your daily lunches + dinners pay for your next vacation! Not to mention that the card is heavy + so sleek, you immediately feel like a millionaire when you whip that baby out. I hope you’ll join me in the Chase family + let’s book our next (free) trip together!
(NOTE: This is not a sponsored post. I just really love Chase that much.)